L&I Extended Loss & Damage Protection

Protect Your Hearing Health Without Worry

Injured workers covered by Labor and Industries (L&I) need to know:

  • Hearing aids issued by L&I only include one year of loss and damage coverage.

  • If you lose your hearing aids after this period, L&I will not replace them.

  • Replacing lost hearing aids requires you to pay full price for new devices to re-enter the L&I system.

L&I Policy Reminder:

L&I will pay for repairs and replacement due to normal wear and tear.
Any other loss or damage, such as those from non-work accidents, is the worker’s responsibility.
L&I does not cover hearing aids that are lost, stolen, or damaged in non-work-related incidents.

Our Supplemental Insurance Program

We’re here to bridge the gap so you can focus on your hearing health without unexpected expenses.

Benefits Include:

  • Protection against non-work-related loss or damage.

  • Affordable yearly coverage at just $365.00 per year.

  • Discounted rates for L&I workers.

  • Access to loaner hearing aids (based on hearing loss) when needed.

  • Support for timely claim processing to avoid delays.

Coverage Details:

  • Deductible: $750 per hearing aid.

  • Earmold Deductible: $110 per earmold or $325 per AP mold (if applicable).

  • Additional charges may apply for accessories not covered by L&I.

Get Started Today!

Protect your hearing aids and ensure uninterrupted hearing care. Contact us for more information or to enroll: